:root{--navy:#0b2d5b;--blue:#0f57a8;--blue-deep:#0a3f7e;--green:#57b531;--green-deep:#3e8f1f;--paper:#f3f6fb;--surface:#fff;--line:#d9e2ef;--text:#16233a;--muted:#5a6a82;--danger:#c4372c;--radius:12px;--radius-lg:14px;--shadow:0 6px 20px #0b2d5b1a;--s1:4px;--s2:8px;--s3:12px;--s4:16px;--s5:20px;--s6:24px;--s8:32px;--s10:40px;--s12:48px;--font-head:"Bricolage Grotesque", system-ui, -apple-system, "Segoe UI", sans-serif;--font-body:system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif;--slash-gradient:linear-gradient(104deg, var(--blue) 0 62%, var(--green) 62% 100%);--slt-blue:var(--blue);--slt-blue-hover:var(--blue-deep);--slt-green:var(--green);--slt-green-hover:var(--green-deep);--slt-gradient:var(--slash-gradient);--bg-color:var(--paper);--surface-color:var(--surface);--text-primary:var(--text);--text-secondary:var(--muted);--border-color:var(--line);--font-family:var(--font-body);--shadow-sm:var(--shadow);--shadow-md:var(--shadow);--shadow-lg:var(--shadow);--radius-md:var(--radius);--radius-full:9999px;--transition:all .18s ease}*{box-sizing:border-box;margin:0;padding:0}@media (prefers-reduced-motion:no-preference){html{scroll-behavior:smooth}}body{font-family:var(--font-body);background-color:var(--paper);color:var(--text);-webkit-font-smoothing:antialiased;line-height:1.55}h1,h2,h3,h4{font-family:var(--font-head);color:var(--navy);margin-bottom:.5rem;font-weight:700;line-height:1.2}a{color:var(--blue)}:focus-visible{outline:2px solid var(--blue);outline-offset:2px;border-radius:4px}.brand-topbar{background:var(--slash-gradient);width:100%;height:4px}.section-title{align-items:center;gap:var(--s3);margin-bottom:var(--s6);font-size:clamp(1.35rem,2.5vw,1.6rem);display:flex}.section-title:before{content:"";background:linear-gradient(90deg, var(--blue) 0 40%, transparent 40% 60%, var(--green) 60% 100%);flex-shrink:0;width:18px;height:22px;transform:skew(-18deg)}.slash-rule{position:relative;overflow:hidden}.slash-rule:before{content:"";background:var(--slash-gradient);height:4px;position:absolute;top:0;left:0;right:0}.site-container{width:100%;max-width:1320px;margin:0 auto}.main-content{flex-direction:column;flex:1;width:100%;display:flex}.page-container{width:100%;max-width:1320px;padding:var(--s8) 5%;margin:0 auto}.scroll-target{scroll-margin-top:96px}.navbar{z-index:20;background-color:var(--surface);border-bottom:1px solid var(--line);position:sticky;top:0}.footer{background-color:var(--surface);padding:var(--s6) 5%;text-align:center;color:var(--muted);font-size:.85rem;position:relative}.footer:before{content:"";background:var(--slash-gradient);height:3px;position:absolute;top:0;left:0;right:0}.footer strong{color:var(--navy)}.hero-full{background:radial-gradient(130% 130% at 88% 0%, #0f57a812, transparent 60%), var(--surface);border-bottom:1px solid var(--line);width:100%;position:relative;overflow:hidden}.hero-full:before{content:"";background:var(--slash-gradient);height:4px;position:absolute;top:0;left:0;right:0}.hero-inner{grid-template-columns:1.05fr .95fr;align-items:center;gap:clamp(1.5rem,4vw,3rem);max-width:1320px;margin:0 auto;padding:clamp(2.5rem,6vw,4.5rem) 5%;display:grid;position:relative}.hero-content{z-index:1;position:relative}.hero-eyebrow{color:var(--blue);margin-bottom:var(--s3);font-size:.9rem;font-weight:600}.hero-content h1{margin-bottom:var(--s4);font-size:clamp(1.9rem,4.5vw,3rem)}.hero-sub{color:var(--muted);max-width:52ch;margin:0;font-size:1.08rem}.hero-media{justify-content:center;align-items:center;min-height:240px;display:flex;position:relative}.hero-media img{z-index:1;width:100%;max-width:380px;height:auto;position:relative}.hero-art{pointer-events:none;position:absolute;inset:0;overflow:hidden}.hero-art span{height:140%;position:absolute;top:-20%;transform:skew(-18deg)}.hero-art span:first-child{background:#0f57a80f;width:90px;right:34%}.hero-art span:nth-child(2){background:#57b5311f;width:34px;right:22%}.hero-art span:nth-child(3){background:#57b53138;width:12px;right:14%}@media (width<=860px){.hero-inner{gap:var(--s6);grid-template-columns:1fr}.hero-media{order:2;min-height:0}.hero-media img{max-width:280px}.hero-art{display:none}}.btn{justify-content:center;align-items:center;gap:var(--s2);font-family:var(--font-body);border-radius:var(--radius);cursor:pointer;border:none;padding:.75rem 1.5rem;font-size:1rem;font-weight:600;text-decoration:none;transition:transform .15s;display:inline-flex}.btn-lg{padding:.9rem 1.75rem;font-size:1.05rem}.btn-primary{background-color:var(--blue);color:#fff}.btn-primary:hover{background-color:var(--blue-deep)}.btn-secondary{color:var(--blue);border:1px solid var(--blue);background-color:#0000}.btn-secondary:hover{background-color:#0f57a80f}.btn-success{background-color:var(--blue);color:#fff}.btn-success:hover{background-color:var(--blue-deep)}.btn:disabled{opacity:.55;cursor:not-allowed}.form-group{margin-bottom:var(--s6)}.form-label{color:var(--text);margin-bottom:var(--s2);font-size:.875rem;font-weight:600;display:block}.form-control{width:100%;font-family:var(--font-body);color:var(--text);background-color:var(--surface);border:1px solid var(--line);border-radius:var(--radius);transition:var(--transition);padding:.75rem 1rem;font-size:1rem}.form-control:focus{border-color:var(--blue);outline:none;box-shadow:0 0 0 4px #0f57a826}.form-control::placeholder{color:var(--muted);opacity:.7}.radio-group{gap:var(--s6);flex-wrap:wrap;display:flex}.radio-label{align-items:center;gap:var(--s2);cursor:pointer;font-size:.95rem;display:flex}.radio-input{width:1.1rem;height:1.1rem;accent-color:var(--blue);cursor:pointer}.checkbox-label{align-items:flex-start;gap:var(--s3);cursor:pointer;font-size:.95rem;display:flex}.checkbox-input{width:1.1rem;height:1.1rem;accent-color:var(--green);cursor:pointer;margin-top:.2rem}.card{background-color:var(--surface);border-radius:var(--radius-lg);box-shadow:var(--shadow);border:1px solid var(--line);overflow:hidden}.dashboard-grid{gap:var(--s6);grid-template-columns:repeat(3,1fr);grid-auto-rows:1fr;width:100%;padding:0;list-style:none;display:grid}.dashboard-grid>li{display:flex}.form-tile{align-items:flex-start;gap:var(--s4);padding:var(--s6);background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);flex:1;text-decoration:none;transition:transform .18s;display:flex;position:relative;overflow:hidden}.form-tile:before{content:"";background:var(--slash-gradient);height:4px;position:absolute;top:0;left:0;right:0}.form-tile:after{content:"";border-radius:inherit;box-shadow:var(--shadow);opacity:0;pointer-events:none;transition:opacity .18s;position:absolute;inset:0}.form-tile:hover{transform:translateY(-4px)}.form-tile:hover:after{opacity:1}.tile-icon{width:48px;height:48px;color:var(--blue);background:#0f57a814;border-radius:10px;flex-shrink:0;place-items:center;display:grid}.tile-body{min-width:0;display:block}.tile-title{font-family:var(--font-head);color:var(--navy);margin-bottom:var(--s1);overflow-wrap:break-word;font-size:1.05rem;font-weight:600;line-height:1.3;display:block}.tile-desc{color:var(--muted);overflow-wrap:break-word;font-size:.9rem;display:block}@media (width<=640px){.dashboard-grid{gap:var(--s4);grid-template-rows:auto;grid-template-columns:1fr}}@media (width>=641px) and (width<=1024px){.dashboard-grid{grid-template-rows:auto;grid-template-columns:repeat(2,1fr)}}.otp-screen{min-height:60vh;padding:var(--s6) var(--s2);justify-content:center;align-items:center;display:flex}.otp-card{background:var(--surface);border:1px solid var(--line);border-radius:var(--radius-lg);width:100%;max-width:440px;box-shadow:var(--shadow);text-align:center;padding:clamp(1.5rem,5vw,2.5rem);position:relative;overflow:hidden}.otp-card:before{content:"";background:var(--slash-gradient);height:4px;position:absolute;top:0;left:0;right:0}.otp-icon{width:56px;height:56px;margin:0 auto var(--s4);color:var(--blue);background:#0f57a814;border-radius:14px;place-items:center;display:grid}.otp-icon.is-success{color:var(--green-deep);background:#57b53124}.otp-title{margin-bottom:var(--s2);font-size:1.35rem}.otp-text{color:var(--muted);margin-bottom:var(--s6);font-size:.95rem}.otp-number-row{justify-content:center;align-items:center;gap:var(--s2);margin-bottom:var(--s6);flex-wrap:wrap;display:flex}.otp-number{color:var(--text);white-space:nowrap;font-weight:600}.otp-change{color:var(--blue);font:inherit;cursor:pointer;margin-left:var(--s1);background:0 0;border:none;padding:0;font-weight:600;text-decoration:underline}.otp-field{margin-bottom:var(--s5);display:flex}.otp-field .prefix{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius) 0 0 var(--radius);color:var(--text);border-right:none;align-items:center;padding:0 .9rem;font-weight:600;display:flex}.otp-field .form-control{border-top-left-radius:0;border-bottom-left-radius:0}.otp-fieldset{margin:0 0 var(--s4);border:none;min-inline-size:0;padding:0}.otp-input-group{justify-content:center;gap:clamp(.3rem,2vw,.5rem);display:flex}.otp-input{text-align:center;border:1px solid var(--line);border-radius:var(--radius);background:var(--surface);min-width:0;max-width:3rem;height:3.5rem;color:var(--text);outline:none;flex:3rem;font-size:clamp(1rem,5vw,1.5rem);font-weight:600;transition:border-color .15s,box-shadow .15s}.otp-input:focus{border-color:var(--blue);box-shadow:0 0 0 4px #0f57a826}.otp-input[data-filled=true]{border-color:var(--green)}.otp-input[aria-invalid=true]{border-color:var(--danger)}.otp-error{color:var(--danger);margin-bottom:var(--s3);min-height:1.2em;font-size:.875rem}.otp-resend{color:var(--muted);font-size:.875rem}.otp-hint{color:var(--muted);margin-top:var(--s4);font-size:.8rem}.btn-block{width:100%}.sr-only{clip:rect(0 0 0 0);white-space:nowrap;border:0;width:1px;height:1px;margin:-1px;padding:0;position:absolute;overflow:hidden}.text-center{text-align:center}.mt-4{margin-top:1rem}.mb-4{margin-bottom:1rem}.flex{display:flex}.items-center{align-items:center}.justify-between{justify-content:space-between}.gap-4{gap:1rem}@media (width<=768px){.flex-col-mobile{flex-direction:column!important}.responsive-grid{grid-template-columns:1fr!important}.table-container{-webkit-overflow-scrolling:touch;margin-bottom:1rem;overflow-x:auto}.card{padding:1rem!important}.wizard-nav-wrapper{box-sizing:border-box;width:100%;margin-bottom:1rem;padding:0 1rem}.wizard-steps-container{width:100%;flex-direction:row!important;justify-content:space-between!important;margin-bottom:0!important}.wizard-step{text-align:center;flex:1;align-items:center;flex-direction:column!important}.wizard-step span{margin-top:.25rem;line-height:1.1;font-size:.75rem!important}}@media (width<=1024px){.container{padding-left:1rem!important;padding-right:1rem!important}}.wizard{gap:var(--s8);grid-template-columns:300px 1fr;align-items:start;display:grid}.wizard-rail{align-self:start;position:sticky;top:88px}.wizard-rail-title{margin-bottom:var(--s2);font-size:1.4rem}.wizard-rail-sub{color:var(--muted);margin-bottom:var(--s6);font-size:.95rem}.wizard-progress{margin:0 0 var(--s6);padding:0;list-style:none}.wizard-progress li{align-items:flex-start;gap:var(--s3);padding-bottom:var(--s5);display:flex;position:relative}.wizard-progress li:not(:last-child):after{content:"";background:var(--line);width:2px;position:absolute;top:24px;bottom:0;left:10px}.wizard-progress li.is-done:not(:last-child):after{background:var(--green)}.wp-marker{border:2px solid var(--line);background:var(--surface);color:#fff;border-radius:5px;flex-shrink:0;place-items:center;width:22px;height:22px;display:grid;transform:skew(-10deg)}.wizard-progress li.is-active .wp-marker{border-color:var(--blue);background:var(--blue)}.wizard-progress li.is-done .wp-marker{border-color:var(--green);background:var(--green)}.wp-label{flex-direction:column;display:flex}.wp-name{color:var(--text);font-size:.9rem;font-weight:600}.wp-state{color:var(--muted);font-size:.75rem}.wizard-hint{border:1px solid var(--line);border-radius:var(--radius);padding:var(--s4);background:#0f57a80d}.wizard-hint h4{margin-bottom:var(--s2);font-size:.9rem}.wizard-hint ul{color:var(--muted);margin:0;padding-left:1.1rem;font-size:.85rem}.wizard-hint li{margin-bottom:var(--s1)}.wizard-panel{padding:clamp(1.25rem,4vw,2.5rem)}.wizard-panel-head{margin-bottom:var(--s6)}.wizard-step-count{color:var(--blue);font-size:.8rem;font-weight:600}.wizard-step-name{margin:var(--s1) 0 0;font-size:1.25rem}.wizard-subhead{margin:var(--s8) 0 var(--s4);font-size:1.05rem}.wizard-step-body{margin-bottom:var(--s6)}.wizard-actions{justify-content:space-between;gap:var(--s3);border-top:1px solid var(--line);padding-top:var(--s5);display:flex}@media (width<=900px){.wizard{gap:var(--s6);grid-template-columns:1fr}.wizard-rail{position:static}.wizard-progress{gap:var(--s2);display:flex}.wizard-progress li{text-align:center;flex-direction:column;flex:1;align-items:center;padding-bottom:0}.wizard-progress li:not(:last-child):after{width:100%;height:2px;inset:10px -50% auto auto}.wp-label{align-items:center}}.field{margin-bottom:var(--s5)}.field-label,.field-group-label{color:var(--text);margin-bottom:var(--s2);font-size:.875rem;font-weight:600;display:block}.field-req{color:var(--danger);margin-left:2px}.field .form-control[data-valid=true]{border-color:var(--green)}.field .form-control[aria-invalid=true]{border-color:var(--danger)}.field-helper{color:var(--muted);margin-top:var(--s2);font-size:.8rem}.field-error{color:var(--danger);margin-top:var(--s2);font-size:.8rem}.field-foot{justify-content:space-between;align-items:center;gap:var(--s3);margin-top:var(--s2);display:flex}.field-foot .field-helper,.field-foot .field-error{margin-top:0}.field-counter{color:var(--muted);white-space:nowrap;font-size:.75rem}.field-row{gap:var(--s4);flex-wrap:wrap;display:flex}.field-row>.field{flex:200px;min-width:0}.input-prefixed{display:flex}.input-prefixed .prefix{background:var(--paper);border:1px solid var(--line);border-radius:var(--radius) 0 0 var(--radius);color:var(--text);border-right:none;align-items:center;padding:0 .9rem;font-weight:600;display:flex}.input-prefixed .form-control{border-top-left-radius:0;border-bottom-left-radius:0}.field-group{margin:0 0 var(--s5);border:none;min-inline-size:0;padding:0}.tile-grid{gap:var(--s3);grid-template-columns:repeat(auto-fill,minmax(150px,1fr));display:grid}.tile{align-items:center;gap:var(--s3);padding:var(--s4);border:1px solid var(--line);border-radius:var(--radius);background:var(--surface);cursor:pointer;transition:border-color .15s,background .15s;display:flex;position:relative;overflow:hidden}.tile input{opacity:0;width:0;height:0;position:absolute}.tile:has(input:checked){border-color:var(--green);background:#57b5310f}.tile:has(input:focus-visible){outline:2px solid var(--blue);outline-offset:2px}.tile-ic{width:36px;height:36px;color:var(--blue);background:#0f57a814;border-radius:9px;flex-shrink:0;place-items:center;display:grid}.tile:has(input:checked) .tile-ic{color:var(--green-deep);background:#57b53126}.tile-name{font-size:.9rem;font-weight:500}.tile:has(input:checked):after{content:"";border-style:solid;border-width:0 22px 22px 0;border-color:transparent var(--green) transparent transparent;position:absolute;top:0;right:0}.chip-row{gap:var(--s2);flex-wrap:wrap;display:flex}.chip{border:1px solid var(--line);border-radius:var(--radius-full);background:var(--surface);cursor:pointer;align-items:center;padding:.5rem 1rem;font-size:.9rem;transition:border-color .15s,background .15s,color .15s;display:inline-flex;position:relative}.chip input{opacity:0;width:0;height:0;position:absolute}.chip:has(input:checked){border-color:var(--blue);background:var(--blue);color:#fff}.chip:has(input:focus-visible){outline:2px solid var(--blue);outline-offset:2px}.declaration{border:1px solid var(--line);border-radius:var(--radius);padding:var(--s5);background:#0f57a80a}.declaration-text{color:var(--muted);margin-bottom:var(--s4);font-size:.9rem;line-height:1.6}.agree-check{align-items:flex-start;gap:var(--s3);cursor:pointer;font-weight:500;display:flex}@media (prefers-reduced-motion:reduce){*,:before,:after{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}